Tools Of The Trade The classic tools of the insurance adjuster are the tape measure and the camera. The insurance adjuster, using these tools, documents for the insurance company the nature and extent of the visible damage. They report their findings to the insurance company and the insurance company in turn determines the amount of money you are going to be paid.
	What Happens If… What happens if your loss is not open and obvious? What happens if your damages can’t be documented with a simple tape measure and camera?
	Look at the photo to the left. Without a moisture meter, would you be able to tell how wet this wall is? It’s unlikely. When it comes to making your insurance claim, the burden of proof is your responsibility. You are the insured; you have the obligation to prove your claim.