Strategic Adjustment Services, Inc. | Don't Settle For Less

10 Insurance Myths

My Insurance Company Adjuster Represents My Interests
Reality: Insurance company adjusters represent the insurance company’s interests.
My Insurance Company Has A Duty To Put My Interests Before Theirs
Reality: Your insurance company only owes you a contract responsibility. They are not required to put your interests before theirs.
My Insurance Company Will Determine The Value Of My Loss
Reality: Your insurance company will try to determine the value of your loss if you let them. The Lowest Value!
The Insurance Company’s Word Is Final
Reality: The provisions of the policy provides cost effective ways to assure your insurance company pays the true value of your claim.
The Company Will Subtract A Deductible From My Settlement
Reality: There are some circumstances where the insurance company should not subtract a deductible.
If I Have A Covered Loss, My Insurance Company Will Pay My Claim In Full
Reality: Insurance policies contain many exclusions, conditions and/or limitations that insurance companies use to limit the amount of the claim otherwise due their policyholder.
My Insurance Company Will Pay For My Additional Living Expense Or Fair Rental Value If My Home or Rental Property Is Damaged
Reality: There are conditions that must be present before an insurance company considers your loss of use claim. Even if these conditions are present, your insurance company does not owe to maximize your recovery under this coverage.
The Insurance Company Must Prove The Value Of My Claim
Reality: The burden of proving the value of your claim is yours.
My Insurance Company’s Adjuster Will Advise Me Of My Rights Under The Policy
Reality: They should but they don’t always.
I’ve Paid My Premium, I Have A Loss, My Insurance Company Will Take Care Of Me
Reality: It doesn’t matter that you’ve paid your premiums for years and years. The insurance company’s obligations are only those contained in the contract.

Strategic Adjustment Services, Inc. Adjusters Know The Policy
And Will Make Sure You Receive A Fair Settlement!
Let Us Make Sure You Receive The Full Benefit Of That Contract!


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